1. Objectives of this Policy
2. Scope of this Policy
- Customer Mobile Application
- Supplier Application
- Delivery Agent Application
- Admin Portal
- Customer Web Application
- Backend APIs and services
- Payment processing services
- Other digital platforms operated by Maal
3. Information We Collect
3.1 Personal Information
- Full name
- Phone number
- Email address
- Billing address
- Delivery address
- Company / business name
- GSTIN / PAN details for suppliers and business users
- Identity verification documents when required
- Profile photos
- Account credentials and authentication information
3.2 Transactional Information
We collect information related to your use of Maal services, including:
- Orders placed
- Products searched, viewed, or purchased
- Cart and wishlist information
- Supplier orders
- Payment history
- Delivery preferences
- Delivery schedules and slots
- Order cancellations
- Refunds and return history
- Customer support requests
- Invoices and transaction records
3.3 Technical Information
We may automatically collect:
- IP address
- Browser information
- Device model
- Operating system
- Application version
- Device identifiers
- Cookies and similar technologies
- Crash reports
- Performance logs
- Usage analytics
3.4 Communication Information
We may collect:
- WhatsApp communications
- Emails
- Customer support calls
- Chat conversations
- Feedback
- Survey responses
3.5 Location Information
Depending on the services used, we may collect:
- Approximate location based on IP address
- Delivery addresses provided by users
- GPS location with user permission
- Delivery agent live location during delivery operations
4. How We Collect Information
We collect information through:
Information Provided Directly By You
When you:
- Create an account
- Place orders
- Register as a supplier
- Register as a delivery partner
- Submit business information
- Contact customer support
- Submit feedback or forms
Automatically Collected Information
Through:
- Cookies
- Application telemetry
- Analytics tools
- Device information
- Server logs
Third Party Sources
We may receive information from:
- Payment gateways
- Identity verification providers
- Communication providers
- Analytics providers
- Business partners
5. How We Use Your Information
We use collected information to:
Provide and Improve Services
- Create and manage user accounts
- Process orders
- Manage supplier inventory
- Facilitate delivery operations
- Provide customer support
- Improve application performance
Order Fulfillment
We use information to:
- Match customers with suppliers
- Assign delivery agents
- Track deliveries
- Provide delivery updates
- Generate invoices and transaction documents
Payments and Financial Operations
We use information to:
- Process payments
- Maintain transaction records
- Handle refunds
- Prevent fraudulent transactions
- Generate invoices and financial reports
Communication
We may use information to:
- Send order notifications
- Provide service updates
- Send important account messages
- Respond to customer queries
Security and Fraud Prevention
We use information to:
- Detect suspicious activities
- Protect user accounts
- Maintain platform security
- Prevent misuse of services
Analytics and Improvement
We analyze usage data to:
- Improve user experience
- Optimize application performance
- Understand service usage patterns
- Develop new features
6. Legal Basis for Processing Information
Maal processes personal information based on:
Contractual Necessity
Processing required to:
- Create accounts
- Process orders
- Complete deliveries
- Provide requested services
Consent
Where required, we obtain consent for:
- Location access
- Notifications
- Marketing communications
- Optional data collection
Legal Compliance
We may process information to comply with:
- Tax regulations
- Accounting requirements
- Government requests
- Legal obligations
Legitimate Interests
For:
- Improving services
- Security monitoring
- Fraud prevention
- Platform operations
7. Sharing of Information
Maal does not sell personal information.
We may share information with:
Service Providers
Including:
- Cloud hosting providers
- Database providers
- Infrastructure providers
- Analytics providers
- Customer support vendors
Payment Processors
For:
- Payment processing
- Refund processing
- Transaction verification
Communication Providers
Including:
- SMS providers
- Email providers
- WhatsApp communication providers
Suppliers and Delivery Partners
To complete orders, we may share limited information such as:
- Customer delivery address
- Contact details required for delivery
- Order details
Legal Authorities
We may disclose information when required by:
- Applicable laws
- Court orders
- Government authorities
8. Payments
Payments may be processed through secure third-party payment gateways.
Maal does not store complete card details unless explicitly stated and legally permitted.
We may store:
- Transaction IDs
- Payment status
- Payment history
- Limited billing information
- Refund records
Payment information handling is governed by applicable payment provider privacy policies.
10. Data Retention
Maal retains personal information only for as long as necessary to:
- Provide services
- Maintain transaction records
- Fulfill legal requirements
- Resolve disputes
- Prevent fraud
Examples:
- Account information may be retained while your account remains active.
- Transaction and invoice records may be retained according to applicable financial regulations.
- Support communication records may be retained for service improvement and dispute resolution.
When information is no longer required, it may be securely deleted or anonymized.
11. Your Rights
Depending on applicable laws, users may have rights to:
Access
Request details about personal information stored by Maal.
Correction
Request correction of inaccurate information.
Deletion
Request deletion of personal information where legally permitted.
Withdraw Consent
Withdraw previously provided permissions.
Restriction
Request limitation of certain processing activities.
Requests can be submitted through our contact details.
12. Children's Privacy
Maal services are not intended for children below the legally permitted age.
We do not knowingly collect personal information from children.
If we become aware that information from a child has been collected without appropriate consent, we will take reasonable steps to delete such information.
13. Supplier and Delivery Agent Data
For suppliers and delivery agents, Maal may collect additional information including:
Supplier Information
- Business name
- GSTIN
- PAN details
- Warehouse information
- Product catalog information
- Bank/payment settlement details
- Business verification documents
Delivery Agent Information
- Name
- Phone number
- Profile information
- Vehicle details
- Identification documents where required
- GPS location during active delivery assignments
- Delivery performance information
This information is used for:
- Supplier onboarding
- Order fulfillment
- Delivery management
- Payment settlement
- Platform security
14. Data Security
Maal implements reasonable technical and organizational measures to protect information, including:
- Secure authentication mechanisms
- Access controls
- Encryption where applicable
- Secure cloud infrastructure
- Monitoring and logging
- Regular security reviews
However, no online service can guarantee complete security.
15. Changes to This Privacy Policy
Maal may update this Privacy Policy periodically.
Changes may occur due to:
- Business changes
- New features
- Legal requirements
- Security improvements
Users will be notified through appropriate channels when significant changes occur.
16. Contact Us
For questions, requests, or concerns regarding this Privacy Policy:
Maal
Email: [email protected]
Website: https://maal.co
Address: Maal Technologies Private Limited
#328, 6th Main, 3rd Block, HBR Layout
Bengaluru - 560043
Karnataka, India